GENERAL SESSION 1
The Path Toward Financial Literacy: Doing a Better Job of Raising Our Financial I.Q.
Speaker: Carrie Schwab-Pomerantz, Chief Strategist/Consumer Education and Senior Vice President, Charles Schwab & Co., Inc., and President, The Charles Schwab Foundation
Sponsored by: Blue Cross & Blue Shield of Texas & Financial Engines

The national savings rate continues to languish at an all-time low and short-term household debt continues at record highs, underscoring the need for better education about money management. Ms. Schwab Pomerantz speaks about efforts by the public and private sectors to change the paradigm of what has become a national crisis affecting people of all ages and economic levels. She also addresses opportunities that exist for corporate sponsors of retirement plans.

BREAKOUT SESSION 1: Health
The Direction of Health Care in the United States in the Next Five Years
Speaker: Dennis A. Baker, Managing Director, Houston Benefits Practice Leader, Frank Crystal & Company of Texas

This session will provide a frank, strategic discussion of what has driven US healthcare costs to where we are today, and what we can expect as we approach 2010. Th speaker will cover a variety of topics, including:
A look back at the initial drivers of healthcare and how that impacts us today
The evolving relationship between employers, providers and insurers
The real impact and the fallacies of "Consumerism"
A forward strategy for the medical community
The future role of the Federal Government in healthcare

BREAKOUT SESSION 1: Retirement
Puzzled by Today's Executive Retirement Issues? Piece it All Together: An Update on the Current State of Executive Retirement Plans
Speakers: Alan Glickstein, Senior Benefits Consultant, Watson Wyatt Worldwide, David Seitz, Compensation Practice Leader and Senior Executive Compensation Consultant, Watson Wyatt Worldwide

Designing the right retirement plans for your executives makes it imperative to keep abreast of new regulations, such as 409A, and key market trends and developments. This session will address the strategic elements of total executive retirement, including:
Plan design trends
Impact of Section 409A
Funding and security practices
SEC disclosure updates

BREAKOUT SESSION 2: Health
An Apple a Day: Wellness Programs as the Last Line of Defense
Speaker: Ed Fensholt, Director, Compliance Services, Lockton Benefit Group

With health insurance costs continuing to rise, many employers see targeted, coordinated wellness programs as the last line of defense to their burgeoning health benefits budgets. Wellness programs can span a broad spectrum, from diet coaching and organized exercise programs to health risk assessments, and even to punitive measures imposing premium surcharges for unhealthy lifestyle choices. Here is what you'll learn in this session:
Why employers are installing wellness programs
Reactive and proactive wellness programs
Convincing management of the need for a wellness program
Typical features of common, contemporary wellness programs
The importance of knowing the "enemy"
The importance of incentives and communication to employee participation and "buy-in"
How to design and implement an aggressive, results-oriented program that complies with state and federal rules
The importance of integrating a wellness program with the employer's EAP
Typical costs of wellness programs
The size of (and timeline for) the employer's return on investment of the wellness program's cost
When to use independent vendors for health risk assessments and coaching
Other regulatory concerns: ERISA, HIPAA, COBRA and the ADA

BREAKOUT SESSION 2: Retirement
Risky Business: Managing Fiduciary Issues
Speakers: Sharon Fountain, Partner, Thompson & Knight, LLP, Suzette W. Jones, CFP, SVP, Manager of Retirement Plan Services, Amegy Bank, NA, subsidiary of Zions Bancorporation

Join this interactive Round Table Discussion with other Plan Sponsors and experts. The scope of Fiduciary responsibility under ERISA involves not only the management of the investment options in the plan, but also includes administration, communications, and acting in the sole interest of the participants. Share with other plan sponsors in this interactive Round Table discussion some best practices in fulfilling your fiduciary obligations, and learn about different standards, steps, and processes for fulfilling these critical duties from our panel.

THURSDAY LUNCHEON SESSION
Sponsored by: Mercer Human Resource Consulting
Ochsner Open for Business - Surviving Katrina: A Journey of Courage and Hope
Speaker: Joan K. Mollohan, CPC, SPHR, Vice President Human Resources, Ochsner Clinic Foundation

On August 29th, a Category four hurricane ripped through the gulf coast and made a direct hit on New Orleans, LA. With over 170 mph winds, rising flood waters, and growing civil unrest, Ochsner remained open and it's employees dedicated to taking care of the people of the Gulf Coast. Hear the stories of leadership, perseverance, humanity, and hope for a better tomorrow. Join us for the courageous and uplifting journey of the people of Ochsner Clinic Foundation.

BREAKOUT SESSION 3: Health
Revolutionizing Health Care....Texas Style
Speaker: Gary L. Earl, Former Vice President, Caesars Entertainment, President and Founder, Health, Hope & Purpose, Inc.

As health, productivity and absence challenges continue to grow at a "Texas-sized" pace, we all struggle with the consequences. There is hope: solutions and creative drivers who are prepared to defend our nation in this time of crisis.

Come hear, experience and commit to being part of the revolution and to being part of the national health care solution. Learn how you can make the difference.

BREAKOUT SESSION 3: Retirement
401(k) Plans on Autopilot: Are They Cruising or Crashing?
Speakers: Diane Jenkins, Senior Vice President, Bank of Oklahoma, Daryl Buck, Vice President & Chief Financial Officer, Reasor's, LLC, Carolyn Penna, Compliance & Applications Administrator, Temple Inland Inc.

Not all 401(k) participants want to (or will not) actively manage their own retirement. Offering these employees include automatic enrollment, automatic deferral increases and accounts that are managed for them, may be just the solution. But are these "auto features" working? If so, at what cost? In this session, you will learn answers to these key questions and many more, including:
Why should a plan sponsor consider these auto features?
How do they affect company costs?
What are the risks?
So participants see these as a benefit?
Are they working?

GENERAL SESSION 2
Aging & Technology in the Workplace
Speaker: Joseph Coughlin, Ph.D., Director, Age Lab, Massachusetts Institute of Technology

How can society and business leverage the convergence of technology and graying demographics to reshape the way we will live in the future? Dr. Joseph Coughlin, known worldwide as a though leader in the field of aging and technology, will address the ways that technology-enabled innovations can support our aging society. As director of the MIT AgeLab, Dr. Coughlin studies the business and public policy implications of aging, changing lifestyles, and the opportunities that technology presents.

DINNER AT LITTLE RHEIN STEAKHOUSE ON THE RIVERWALK
(Included in your Registration Fee)
Sponsored by: Buck Consultants & Humana, Inc.
Busses will return to the resort at 9:30 pm, 11:00 pm & 12:30 pm

GENERAL SESSION 3
Sharing Responsibility - Trends in Policymaking Affecting Employer Sponsored Retirement and Health Plans
Speaker: Lynn Dudley, Vice President, American Benefits Council

Learn the inside scoop on the future of employer-sponsored retirement and health plans in Washington. In this session, Lynn Dudley will discuss how the underlying sense of responsibility for retirement and health benefits has changed. More importantly, she will detail why that has happened and what it means for your retirement and health plans.

BREAKOUT SESSION 4: Health
The Battle Is Over But The War Goes On: The Next Generation of Health Insurance Products
Speaker: Chris Henchey, Chief Operating Officer, Choicelinx Corporation

This presentation will discuss the move away from traditional managed care, the introduction of Health Reimbursement and Health Savings Accounts and how consumers, providers and employers are reacting to them. Most importantly, the next generation of Health Insurance Products will be demonstrated - including how:
Employers can provide choice to their employees and truly manage their contribution strategy.
How quality and price can become true decision drivers.
Methods to engage employee in healthy decisions and keep them there.

BREAKOUT SESSION 4: Retirement
Roth: The 401(k) Conundrum
Speakers: Allen Buckley, Smith Moore, LLP, Mary Naughton, Consultant, Employee Benefit Solutions, James White, Executive Director, Compensation, Benefits & HRIS, Dollar Thrifty Automotive Group

Many participants are asking for the ability to make Roth contributions. But is it right for your company? In this session, experts and plan sponsors will discuss in depth the pros and cons of offering a Roth feature to a 401(k) plan. Questions the panelists will cover include:
What have plan sponsors experienced after implementation?
Do participants understand the tax implication of Roth contributions?
What sorts of employees will really benefit from the Roth feature?
Is your vendor ready or just simply able?

GENERAL SESSION 4
The Benefits Challenges of a Small Bentonville Retailer
Speaker: Tom Emerick, Vice President, Benefits Design and Continuous Improvement, Wal-Mart

You think you have big employee benefit challenges to manage at your company? ... Hear how the biggest company in the world tackles the issues of healthcare and employee benefits. With 1.6 million employees worldwide, Wal-Mart continues to defy the law of large numbers with double digit sales and profit growth. Wal-Mart operates more than 3,500 stores in the U.S. alone, each of which employs as many as 500 associates and handles a constantly rotating inventory of 100,000-plus items, delivered by a fleet of 6,300 trucks that log over a billion miles a year making daily trips to and from the 110 distribution centers. The international operations in Mexico, Canada, South America, China, Korea and Europe only add to the complexity. Tom Emerick, Wal-Mart's, Vice President, Benefits Design and Continuous Improvement, will discuss the company's 2006 Benefits Strategy and a new prototype of health plan called the "hybrid" healthcare plan. He will also talk about the future of health plan design and how the company will overcome its critics to keep the customer as king.