GENERAL SESSION 1
Our Multi-Generational Communications Challenge: Selling a Left Brain Product to a Right Brain Buyer
In the final year of the millennium's first decade, we are all challenged by the need to get things realigned and restore order out of chaos. It is no less inconvenient that these same critical times coincide with America's largest generation preparing for retirement and dreaming of healthy and vibrant golden years. Will the greatest extension of human life brought about in the 20th century be a blessing or a curse for the new century? And perhaps more importantly for our purposes; what role can employee benefits play in this brave new world.

According to Met Life's national study, poor communication is one of the key factors leading to the under-appreciation of employee benefits. What is not told in the study is how good communication goes bad. In this session Mr. Goldstein will help employee benefits professionals understand one of the key secrets of his trade....you cannot communicate left brain information to a right brain thinker. It is not so much the sending of information but the receiving of information that needs improvement. By orchestrating your benefits communication to match the "impaired" style of the recipient you will enhance its effectiveness and improve your company's bottom line.

Speaker: Mark Goldstein, President, Impact Presentations Group, Co-founder, Age Wave
Sponsored by: Blue Cross Blue Shield of Texas & Towers Perrin

GENERAL SESSION 2
Hitting Below the Beltway: The Employee Benefits Policy Outlook

Speaker: James Klein, President, American Benefits Council
Sponsored by: Hewitt Associates

THURSDAY LUNCHEON SESSION
Sponsored by: Mercer

BREAKOUT SESSION 1: Health Track
Incenting Employees to Improve Health and Productivity Behaviors
The Integrated Benefit Institute's research with chief financial officers across the country demonstrates that employers now recognize that the impact of workforce health extends far beyond healthcare costs, and includes absence, disability and lost productivity. This fundamental fact leads employers to understand that improving employee health behaviors is far more important than ever before. Dr. Thomas Parry, IBI's president, will discuss the Institute's latest research on how 500 employers are incenting improved health behaviors and discuss how to bring lost productivity measures into that framework.

Speaker: Tom Parry, Ph.D., President, Integrated Benefits Institute
Sponsored by: Novartis

BREAKOUT SESSION 1: Retirement Track
The Evolution of Workplace Benefits: Providing for Employees' Total Financial Health
With baby boomers beginning to reach retirement age in unprecedented numbers, the composition of the American workforce will undergo a fundamental change. As members of "Gen Y" enter the workforce, they bring a new set of needs as employees and wants as consumers. It is undeniable that workplace savings plans, in particular total compensation and benefit allocation, must continue to evolve. It is incumbent upon service providers and employers to find innovative ways to distinguish their organizations through flexible benefits that better meet the needs of a more fluid workforce. The speaker will demonstrate how, in doing so, these employers will be better prepared to manage evolving fiduciary and regulatory risks.

Speaker: Rhonda Sicher, Sr. Vice President, Fidelity Investments
TBA: Plan Sponsor Panelist

BREAKOUT SESSION 2: Health Track
Different Strokes for Different Folks: Tailoring Benefits and Communications to a Diverse Workforce

Speaker: Steve Bodhaine, President, Custom Research Director, Global Health Practice, Yankelovich (The Futures Company)
Sponsored by: Allergan

BREAKOUT SESSION 2: Retirement Track
Phased Retirement .... Now Fazed Retirement? How Have Participants Reacted to the Economic Downturn and What Are the Implications for Your Workforce Planning?
Many industries have been concerned about the "brain drain" of critical positions and finding the right talent as the Baby Boomers enter their retirement years. After the market downturns at the beginning of the millennium, many potential retirees put off their departure dates, and once again, after the market crashes of 2008, the issue of employees not being financially prepared to leave the workforce may slow the pace of retirements. Is the workforce shortage problem solved, or do we now have other problems to deal with?

The experience of employers has not been uniform, and some face the strange situation of dealing with shortages and surpluses in their labor force simultaneously. In this session we will be discussing what has been happening since late 2008 and to learn some workable strategies for dealing with the effects.

This presentation will share:

• Research of the effect of the economy on retirement behaviors
• Analytical frameworks and tools to ensure you are proactive and strategic in addressing surpluses and shortage
• Methodologies for development a holistic, data-driven phased retirement strategy
• Approaches companies are taking to more directly influence the timing of retirements, especially among its critical personnel
• Some things to do now

Speakers: Matt Sicking, Retirement Practice Leader and Sr. Consulting Actuary, Watson Wyatt Worldwide; Jamie Hale, National Workforce Planning Practice Leader, Watson Wyatt Worldwide TBA: Plan Sponsor Panelist

GENERAL SESSION 3
The Economic Outlook: What Does the Future Hold for Employers?

Speaker: David Altig, Chief Economist, Federal Reserve Bank of Atlanta

UNDER THE SEA ADVENTURE (Included in Registration Fee)
Sponsored by: Buck Consultants, Holmes Murphy & Associates and Humana

GENERAL SESSION 4
Becoming one of the "Best Places to Work": What Does it Take?
You've heard the buzzzz! You've seen the publications. You may have even applied to one of the various "Best Places to Work" programs. In this session you will learn about what the experts look for in determining the "Best Places to Work". From employee engagement to benefits strategies, Peter will talk about the different ways that employers around the country have been successful in obtaining the "Best Place to Work" designation. Peter will also be moderating a discussion amongst representatives from several companies that have made various "Best Places To Work" lists.

Other topics covered will include:

• How Applicants use Benefits to Become a "Best Place to Work"
• How "Best Places to Work" Survive in a Down Economy
• How "Best Places to Work" Contribute to Overall Financial Health of their Organization

Speaker: Peter Burke, President, Best Companies Group

BREAKOUT SESSION 3: Health Track
Successfully Designing for Consumer Engagement in Healthcare Benefits Utilization
"If you build it, they will come" is a promise that often does not come true for employer sponsored healthcare benefits programs. With today's economy, employers are challenged with the need to provide programs that promote consumer engagement and shared value between the company and the employee. Learn about Procter and Gamble's journey to achieve maximum engagement and value.

Speaker: Sandra Morris, Senior Manager, U.S. Healthcare Benefits Design, Procter and Gamble
Sponsored by: Sanofi Aventis

BREAKOUT SESSION 3: Retirement Track
Attaining DC Success: Retirement Income Adequacy
This session will take a look at the current DC plan design and its likelihood of providing retirement income success for DC participants. We'll focus in on how to improve the expected income replacement in retirement, as well as how to protect participants from significant risks such as market shocks and inflation. DC investment structure suggestions will be shared by the session leaders. They will discuss how to modify your plan to be more successful for participants.

Speaker: Stacy Schaus, Senior Vice President, DC Practice Leader, PIMCO
Lew Minsky, Sr. Adviser to FPL Group, Minsky Consulting, LLC

BREAKOUT SESSION 4: Health Track
Passionate Voices With Real Results: HOPE for the Health of the Industry, Employers and Individuals.
Bill Germanakos: Quest Diagnostic's Wellness Director and champion of The Biggest Loser®, Season 4. Bill will share his perspectives on what influences a person's behavior to identify, understand, and improve his/her health. Now that Bill has become literally half the man he was before (when measured by weight), he now strives to be twice the man he also was: for himself, in his career, and especially for his family. His goal is to "pay it forward" by helping to educate those who also struggle with obesity.

Matt Robbins, Benefit Manager of Sabre Holdings. In this session, you will discover why Sabre is "One of the Fittest Companies in America." Matt will outline Sabre's future plans to build on their recent successes in weight loss (580 employees combined weight loss of over 8,600 lbs) and clinical risk factor improvement (45% reduction in Metabolic Syndrome incidence) by using a similar approach to attack other health risks at the company. You will also hear about Sabre's innovative strategies to ensure the long-term success of its wellness investments through employee accountability, including the use of an internal social networking platform to reinforce a sense of community and support within the workplace.

Den Bishop - President of Holmes Murphy, Dallas and Employee Benefits National Practice Leader. Den will serve as moderator of this session and will share current industry perspectives and approaches to the "problems" of healthcare today.

Speakers: Bill Germanakos, Wellness Director, Quest Diagnostics and champion of The Biggest Loser®, Season 4; Matt Robbins, Benefits Manager, Sabre Holdings
Moderator: Den Bishop, Employee Benefits National Practice Leader, Holmes Murphy and Associates, Inc.
Sponsored by: Pfizer

BREAKOUT SESSION 4: Retirement Track
Exit Strategies for Your Frozen DB Plan
When a pension plan sponsor decides to close a pension plan down, there are many issues and options to be considered. Finding the right path to the ultimate goal demands a series of complex decisions and considerations about financial and employee-perception priorities. This workshop addresses the increasing demand for DB exit strategies and the creative new approaches and products that are being developed to meet senior financial and HR managers' needs.

At this workshop, a panel of experts will provide insight into each step of the process and discuss questions including:

• Should the plan's asset allocation strategy be modified?
• Should investments designed to match liabilities be utilized?
• How should the plan's termination readiness be monitored?
• Are there opportunities to transfer the pension risk prior to plan termination?
• How should employees be prepared for the critical decisions they will have to make when it's time to distribute assets in order to keep them on the track to a secure retirement?
• What are the advantages of each of the many distribution options: IRA rollovers, conditional rollovers to a 401(k), annuities, guaranteed income products with downside protection, new DB-like features in the 401(k) plan?

Speaker: Dennis C. Dressel, Vice President and Actuary, Prudential Retirement
Adam Beardsworth, Consulting Actuary, Prudential Retirement